If you’re willing to spend money for a future event, such as retirement or college for a child, you have several options. You do not risk investing in stocks or companies. You can invest your money in ways that are very safe, which show a decent return over a long period of time.

First consider bonds. There are several types of bonds you can buy. Bond are similar to certificates of deposit. Instead of being issued by banks, however, bonds are issued by the government. Read the full story